iPipeline® – a leading provider of digital solutions and services to the life and pensions market – today announce their partnership with dacadoo, one of the world’s leading health and insurtech companies, to deliver wellbeing propositions to the EMEA market.
dacadoo has developed an innovative and secure digital health engagement platform for life insurers that has proven to positively impact wellness in users. dacadoo provides a Health Score based on tracking movement, nutrition, sleep and stress factors to help users manage their health. As a result of these findings, dacadoo’s risk models can be used as a proxy for underwriting and simplifying protection sales.
iPipeline’s SSG Digital platform is an end-to-end platform which supports the whole customer journey from producing quotations, completing applications and underwriting, through to servicing, claims and ongoing agency management. Combining the SSG Digital platform with dacadoo’s solution enables providers to:
- utilise the client’s overall Health Score, as well as information gained through the SSG underwriting engine, to offer an appropriate premium which is fitting to their lifestyle.
- encourage the design of wellbeing propositions using a combination of SSG Digital product engine, dacadoo’s digital health engagement app data, and provider’s underwriting philosophies.
Ian Teague, UK Group Managing Director at iPipeline commented: “Joining forces with dacadoo allows us to enhance our proposition and complements our focus to grow the protection market. The additional client behavioural data further supports underwriting proxies, avoiding the need to answer unnecessary underwriting questions. With clients being able to directly track their overall Health Score and view how it positively or adversely contributes to their premiums, whether new business or reviewable policies, client engagement levels improve.”
Peter Ohnemus, CEO, dacadoo, added: “dacadoo is very excited to be partnering with iPipeline to further differentiate the end-to-end digital experience for iPipeline’s Insurance customers. Adding end-user engagement and real-time risk scoring to the SSG platform will provide significant value and product differentiation that insurers have been looking for in today’s digital Life & Health Insurance world.”