Banco BNI Europa launched an online account opening process through videoconference. This new process also introduces an innovative system of documents signature with a qualified digital certificate and is available for Portuguese citizens who want to open an individual current account. The process is simple, fast and intuitive, without the usual bureaucracies associated with account opening.
This product is offered in partnership with DigitalSign, a Portuguese Certifying Entity specialized in the issuance of qualified digital certificates, registered in the National Security Office as an accredited entity. The partnership with Digital Sign allows, in addition to the online account opening, the issue of a digital certificate, with similar strength to a physical signature, which may be used by the client in the context of other contractual relations with the Bank.
This new account opening process goes through several stages. After entering the personal data and uploading personal documentation, the client will be sent to the videoconference step where the identity certification will be performed by a remote operator, after which the certified signature of the documents will be executed.
“The account opening process now available, fulfils all the requirements set by the Bank of Portugal,” says Pedro Pinto Coelho, CEO of Banco BNI Europa, “but we do not want to stop here. We aim to challenge the traditional banking ecosystem by collaborating with Fintechs to launch new technologically advanced and disruptive systems. The banking system will change profoundly in the coming years and we want to be an active part in this change.”
The identity certification process can be done on desktop or smartphones (IOS and Android) and is available Monday through Saturday from 2 pm to 10 pm at www.bnieuropa.pt.
In 2018 Banco BNI Europa was awarded in the Digital Banking Category as “Escolha do Consumidor” (consumers choice) and “Cinco Estrelas” by Portuguese clients.