Wincor Nixdorf, one of the leading providers of IT solutions to retail banks and Mahindra Comviva, the global leader in providing mobility solutions have collaborated to enable seamless transaction experience at the ATM. With advent of this new solution, consumers using mobile wallets powered by Mahindra Comviva‘s mobiquity® Wallet will be able to withdraw cash and top up their mobile wallets at the ATM by simply scanning or presenting a QR code or use their NFC enabled mobile device. The solution is being displayed at MWC 2016 (Booth 5G51/HALL 5), showcasing how innovative ATM solutions can be integrated seamlessly into the mobile payments ecosystems.
Wincor Nixdorf offers an extensive server/client-based solution for the self-service channel with a vendor-neutral, open interface, the Open Wallet Interface. Mahindra Comviva supports Wincor Nixdorf’s Open Wallet Interface in order to enable mobile wallet users to make withdrawals and deposits at ATMs with their cell phone. Users can steer their own ATM transactions via mobiquity® Wallet from Mahindra Comviva, which meet NFC (HCE) and QR code standards, and save time at the ATM by mobile prestaging of their cash transactions.
Commenting on the partnership, Srinivas Nidugondi, Senior VP and Head of Mobile Financial Solutions at Mahindra Comviva, said “We are continuously innovating to ensure that the consumers get a seamless transaction experience. Collaboration with Wincor Nixdorf will help in boosting our consumer focus by enabling mobile wallet transactions at the ATM using new age technologies like NFC and QR code. The NFC offering will ride on our mobiquity® Wallet’s HCE rails to enable secure communication between the consumer’s phone and the ATM through a token based transaction.”
Hermann Salmen, Head of Mobile Financial Solutions at Wincor Nixdorf said “ATM Networks as a sales and service channel will play an increasing role in the mobile wallet strategy of providers to deliver an omni-channel-experience and higher security in interacting with their customers”. He further added “With standardized interfaces, such as the Open Wallet Interface for mobile wallet solutions, we make integration easier and support mobile wallet providers with extensive services – from installation to operation of complete ATM networks.”