Capgemini Announces Open Banking Solution for PSD2

Solution Helps Banks and Payment Service Providers Create New Digital Opportunities from PSD2 Compliance

Capgemini announced the launch of Capgemini’s PSD2 Open Banking Solution, a platform that will transform the ability of banks and payments services providers (PSPs) to unlock new digital business models in light of the European Union’s Revised Payment Service Directive (PSD2) regulations. The PSD2 regulations have set the stage for an open banking and payments ecosystem. Capgemini’s PSD2 Open Banking Solution is designed to dramatically lower the cost of compliance by accelerating strategy definition, readiness assessment, and implementation capabilities including new forms of collaboration with a whole ecosystem of business partners.

Banks and PSPs across Europe are challenged to achieve PSD2 compliance by January 2018, and are also under increasing pressure to improve protection for online payments, encourage innovation in payment services, engage customers better, and make cross-border payments safer. Capgemini’s market-ready approach enables banks and PSPs to define their initial PSD2 strategy, adapt their offerings to the new payments landscape, then analyze PSD2 compliance requirements and link them to the interpretation that each member state will adopt.

Capgemini’s PSD2 Open Banking Solution, hosted on the Amazon Web Services (AWS) Cloud, represents a highly scalable, resilient solution capable of significantly reducing risk and cost of compliance. The platform is designed around four key capabilities, delivered in collaboration with Capgemini partners including AWS, MuleSoft, Token, and AppDynamics:

  • An Open API program on a central collaboration platform is designed to facilitate the new PSD2 requirements and allows banks and PSPs to more easily share data, get access to customer information such as spending habits and financial information, and identify areas to introduce new offerings.
  • Access to the FinTech ecosystem through Capgemini’s Applied Innovation Exchange4 , an integrated developer portal, and an API sandbox, all of which enables banks and PSPs to work with third party providers, developers and other companies to build innovative solutions on open APIs.
  • ‘Smart tokens’ uniquely combines tokenization5 and public-key cryptography to give banks and PSPs control of the entire transaction chain by issuing and redeeming payment authorizations.
  • Centralized, real-time monitoring of all platform components and transactions to facilitate compliance by banks and PSPs with the PSD2 requirements adopted by their member state and help identify issues impacting customers quickly and precisely.

“There is an opportunity for banks to turn the PSD2 regulatory compliance investment into a catalyst for accelerated digital innovation by differentiating for their businesses and leapfrogging the constraints of legacy technology,” said Anirban Bose, Head of Global Banking and Capital Markets, Capgemini. “We expect that this will mark a clear shift in how we partner with our clients to transform their businesses by unlocking new and exciting opportunities through digital innovations powered by the Open API solution.”

For more information on Capgemini’s PSD2 Open Banking Solution, visit To learn more about business benefits by leveraging Open APIs in banking, please register for Capgemini, AWS, and MuleSoft’s webinar on Feb 28 at 10am EST.

Author: Dylan Jones

Share This Post On
ATM Africa


  1. Conseil Achat Cialis Internet cialis Cialis Controindicazioni Effetti Collaterali

  2. Generic Viagra Available In Canada cialis Propecia Itch

  3. Where To Buy Levothroxine Without An Rx viagra Cheap Shipping Zithromax

  4. Cephalexin Alternative For Dogs cialis Can I Purchase Elocon 5g

  5. Kamagra Lange cialis Zithromax With Or Without Food

  6. Propecia Sperm Volume cialis Dutasteride Canada Overnight Shipping Overseas On Line

  7. Hello there! This is kind of off topic but I need some help from an established blog. Is it tough to set up your own blog? I’m not very techincal but I can figure things out pretty quick. I’m thinking about creating my own but I’m not sure where to start. Do you have any tips or suggestions? Thanks

  8. Aw, it was an exceptionally good post. In concept I have to set up writing like this additionally – spending time and actual effort to generate a very good article… but exactly what do I say… I procrastinate alot by no means often get something accomplished.

Submit a Comment

Your email address will not be published.